This Agreement is entered into between LBK Blockchain Co., Limited (hereinafter referred to as "LBank", registered address: Meadow House, P.O. Box 116, Road Town, Tortola, British Virgin Islands) and the User.

By clicking "Agree and Register" on the LBank registration page and completing the full registration process to obtain an LBank account and password, the User is deemed to have fully read, understood, and accepted all terms of this Agreement. This Agreement shall become effective immediately upon such completion and shall be legally binding on both parties.

LBank's Disclaimer and Privacy Policy constitute inseparable components of this Agreement and carry the same legal force as the main text hereof. Acceptance of this Agreement shall be deemed as simultaneous acceptance of the full content of the aforementioned documents. This Agreement also encompasses all rules, announcements, and guidelines published or to be published by LBank, all of which form integral parts of this Agreement.

This Agreement does not govern any legal relationships or disputes arising between LBank Users in connection with digital asset transactions.

Important Notice

Due to the regulatory policies of certain jurisdictions, token issuance and financing activities may be subject to comprehensive restrictions. Should applicable policies or laws change, Users shall bear all associated transaction risks independently. Users who intend to register are advised to thoroughly review the laws and regulations of their respective jurisdictions before deciding whether to use the token trading services on this Platform.

This Platform does not accept registration or investment from individuals in the following countries or regions: Afghanistan, Antigua and Barbuda, Azerbaijan, Bangladesh, Belarus, Burkina Faso, Burundi, Central African Republic, Crimea, Cuba, Democratic Republic of the Congo, Donetsk, Egypt, Guinea-Bissau, Hong Kong SAR, Iran, Iraq, Kyrgyzstan, Lebanon, Lesotho, Libya, Luhansk, Macao SAR, Mainland China, Mali, Mauritania, North Korea, Somalia, South Sudan, Sudan and Darfur, Syria, United States, Uruguay, Venezuela, Yemen, and Canada.

Due to the policies or laws of your country or region, assets on this Platform may not be adequately protected. Users shall bear sole responsibility for the security of their transacted assets.

Definitions

"LBank" refers to the digital asset trading platform operated and managed by LBK Exchange, accessible at the domain lbank.com. Throughout this Agreement, "LBank" refers collectively to both the online trading platform lbank.com and LBK Exchange.
"User" refers to any registered member who has agreed to all terms of this Agreement and all applicable legal documents and operational rules published by LBank, and who conducts digital asset transactions through LBank.
"User Registration" refers to the process by which a User logs onto the LBank platform, provides the required information, and confirms acceptance of this Agreement.
"Digital Asset Transaction" refers to digital asset buying, selling, and related trading activities conducted by the User through the LBank platform.
"Deposit" refers to digital assets pre-loaded by the User onto the LBank platform for the purpose of purchasing or selling digital assets.
"Transaction Fee" refers to the service fee payable by the User to LBank upon completion of a digital asset transaction.

User Registration

Registration Eligibility: The User represents and warrants that they possess full civil capacity and legal capacity to act. Where the User does not possess full civil capacity, clicking "Agree and Register" shall be deemed as confirmation that the User's legal guardian has consented to and is acting on behalf of the User in completing the registration and using LBank's services.
Purpose of Registration: The User represents and warrants that their registration is not for any purpose that violates applicable laws and regulations or disrupts the order of digital asset transactions on LBank.
Registration Process:

The User shall provide a valid email address and other required information as specified on the LBank registration page, and shall set up an account and password. The User is responsible for ensuring that all information provided is true, complete, and accurate.
Upon the lawful, complete, and valid submission of all required registration information, the User shall be entitled to obtain an LBank account and password for member login purposes.
Successful receipt of an account and password constitutes completion of registration. The User agrees to receive emails or SMS notifications from LBank relating to platform management and operations.
Following successful registration, the User must provide their true identity document information and complete real-name verification (KYC) prior to conducting any digital asset transactions.

User Access Restrictions

LBank strictly complies with all sanctions imposed by the United States government and applicable general international sanctions. Use of LBank's services and website is subject to international export control and economic sanctions requirements. By sending, receiving, purchasing, selling, trading, or storing digital currencies through LBank's website, application, or any other service platform, the User agrees to comply with such requirements. The User is prohibited from accessing digital currencies or using any LBank services through the LBank platform under the following circumstances:

The User is located in, under the control of, or is a national or resident of Cuba, Iran, North Korea, Sudan, Syria, or any other country or region subject to U.S. embargo, United Nations sanctions, European Union sanctions, or financial sanctions imposed by HM Treasury (each, a "Sanctioned Country"); or the User is a person listed on any economic sanctions list published by a relevant competent authority, including but not limited to the Office of Financial Sanctions Implementation (OFSI) of HM Treasury, the U.S. Department of Commerce Denied Persons List, Unverified List, or Entity List, or the EU financial sanctions regime (each, a "Sanctioned Person"); or
The User intends to supply any digital currencies obtained or stored, or any LBank services, to a Sanctioned Country (or its nationals or residents) or to a Sanctioned Person.

LBank does not provide personal account services to residents of the United States or Mainland China, nor does it provide corporate account services to entities incorporated, established, or operating in the United States or Mainland China.
Prior to using any LBank services, the User must confirm that they do not fall within any of the restricted categories set out above.

Services

Service Offerings:

The User is entitled to view real-time market data and transaction information for digital assets on LBank, submit trading orders, and complete digital asset transactions.
The User is entitled to view their account information on LBank and to use all features and functions provided by LBank.
The User is entitled to participate in platform activities organized by LBank in accordance with the applicable event rules published by LBank.
LBank undertakes to provide any other services as committed to the User.

The User undertakes to comply with the following LBank Service Rules:

The User shall strictly comply with all applicable laws, regulations, and policy requirements, and shall ensure that all digital assets in their account are from lawful sources. The User shall not use the LBank platform or LBank's services to engage in any illegal activities or any activities that harm the legitimate rights and interests of LBank or any third party, including but not limited to sending or receiving information that is unlawful, non-compliant, contrary to public order and morality, or that infringes upon the legitimate rights of others; disseminating content that endangers national security or discloses state secrets; or forging LBank email header information without authorization.
The User shall properly safeguard their LBank account credentials, passwords, fund passwords, registered mobile number, email address, and the security of any verification codes received. The User assumes full responsibility for all operations conducted using their account credentials and the consequences thereof. Upon discovering any unauthorized use of their account or other security concerns, the User shall immediately notify LBank to suspend the relevant account. LBank will respond within a reasonable time but shall not be liable for any losses incurred by the User prior to such response. Without LBank's prior written consent, the User shall not transfer, gift, lend, lease, assign, or otherwise dispose of their account to any third party. Any risks and consequences arising from a breach of this obligation shall be borne solely by the User.
The User shall comply with all user agreements, service terms, and operational rules published and updated by LBank from time to time.

Trading Rules

Viewing Transaction Information: When viewing digital asset transaction information on LBank, the User shall carefully review all details, including but not limited to the digital asset price, order quantity, transaction fees, and buy/sell direction. The User may only proceed with a transaction after fully confirming and accepting all such information.
Placing Orders: After confirming the accuracy of the transaction information, the User may submit a trading order. By submitting an order, the User authorizes LBank to execute the corresponding trade matching on the User's behalf. LBank will complete the match automatically when a transaction meets the User's specified order price, without prior notice to the User.
Viewing Transaction History: The User may view their trade execution records and detailed transaction history via "Transaction History" in the Account Management Center.
Order Cancellation / Modification: Prior to an order being executed, the User has the right to cancel or modify the order at any time.

User Rights

The User has the right to choose whether to become a registered member of LBank and may create or modify their display name at their own discretion. The selection and use of usernames and display names must comply with applicable laws and regulations and network ethics, and must not infringe upon the legitimate rights of any third party. The User shall bear all legal liabilities arising from any breach thereof. LBank bears no obligation of review and assumes no liability in this regard.
The User has the right to receive digital asset trading platform services from LBank in accordance with this Agreement.
The User has the right to modify any editable information in their personal account and to decide independently whether to complete any non-mandatory fields.
The User has the right to participate in online and offline activities organized by LBank.
The User has the right to enjoy all other services provided by LBank in accordance with the platform's rules and policies.
The User has the right to terminate use of LBank's services at any time.
The User has the right to withdraw their digital asset balance from LBank at any time, subject to payment of the applicable withdrawal fee.
The User has the right to participate in the LBank community and to publish articles and opinions that comply with applicable laws and regulations and the LBank community guidelines.

User Obligations

The User is responsible for the authenticity, validity, and security of the personal information provided at the time of registration.
The User shall not register accounts in bad faith by any means, including but not limited to creating multiple accounts for the purpose of profit-seeking, speculation, cash-out, prize-winning, or other similar activities. The User shall not misappropriate any other User's account.
When conducting digital asset transactions on LBank, the User shall not maliciously interfere with the normal conduct of transactions or disrupt trading order.
The User shall not, by any technical means or otherwise, interfere with the normal operation of LBank or impede other Users' use of LBank's services.
In the event of litigation with another User arising from online transactions, the User shall not seek disclosure of relevant information from LBank through any means other than judicial or administrative proceedings.
The User shall not use the LBank platform as a venue, platform, or medium for any illegal activities. Without LBank's prior written authorization, the User shall not use LBank's name or platform to conduct any commercial activities.
All information published by the User on LBank must comply with applicable laws and regulations, social public order and good morals, and must not infringe upon the legitimate rights and interests of any third party. Any violation of the foregoing shall render the User solely liable for all resulting legal consequences, and LBank reserves the right to seek compensation from the User for any losses suffered.
In the event of a violation of any of the foregoing obligations, LBank reserves the right to take all necessary measures, including but not limited to removing the User's published content, revoking credits or virtual assets, suspending or terminating the User's account, cancelling benefits obtained through violations, and pursuing legal action against the User.

Intellectual Property

All intellectual property rights in the content on the LBank platform, including but not limited to platform logos, databases, website design, text, graphics, software, photographs, videos, music, audio, and any combinations thereof, as well as compiled software, source code, and scripts, are owned by LBank. Users shall not reproduce, modify, copy, distribute, or use any of the foregoing materials or content for commercial purposes.
All rights in the LBank name, including but not limited to goodwill, trademarks, and logos, are owned by LBK Exchange.
Any authorized browsing, copying, printing, or distribution of content on the LBank platform must not be used for commercial purposes, and all usage of such content or any portion thereof must include the applicable copyright notice.
By accepting this Agreement, the User is deemed to have irrevocably and unconditionally assigned to LBank, on an exclusive and royalty-free basis, all copyright and related rights in any content published by the User on LBank in any form, including but not limited to the rights of reproduction, distribution, rental, exhibition, performance, screening, broadcasting, communication through information networks, production, adaptation, translation, compilation, and all other transferable rights. LBank has the right to independently initiate legal proceedings against any infringing party and to claim full compensation.
The User shall not unlawfully use or dispose of the intellectual property rights of LBank or any third party in the course of using LBank's services. The User shall not authorize any other website or media to use content published on LBank in any form. LBank reserves the right to claim compensation from the User for any losses caused by such unauthorized use.

Special Disclaimer

To the fullest extent permitted by applicable law, LBank shall not be liable for any service interruption, delay, or failure to perform arising from: information network equipment maintenance or connection failures; computer, communications, or other system failures; power failures; strikes; labor disputes; riots; insurrections; disturbances; shortage of productive forces or means of production; fires; floods; storms; explosions; wars; governmental actions; orders of judicial or administrative authorities; other force majeure events; or the acts or omissions of any third party. LBank shall not be liable for any losses suffered by the User as a result of any of the foregoing.

In order to maintain its market reputation and comply with the unique regulatory requirements of certain jurisdictions, LBank has determined not to provide services to clients from the following countries or regions: Afghanistan, Antigua and Barbuda, Belarus, Burundi, Egypt, Central African Republic, Mainland China, Hong Kong SAR, Macao SAR, Crimea, Cuba, Democratic Republic of the Congo, Donetsk, Guinea-Bissau, Iran, Iraq, Lebanon, Libya, Luhansk, Mali, North Korea, Somalia, South Sudan, Sudan and Darfur, Syria, United States, Venezuela, Yemen, and Canada.

Amendment & Termination of Agreement

Amendment: LBank reserves the right to amend this Agreement or any other service terms or operational rules at any time. Any amendments will be announced at a prominent location on the LBank platform and shall take effect upon publication. The User's continued use of LBank's services following the effective date of any amendment shall be deemed as acceptance of the relevant changes. If the User does not accept the amended terms, the User has the right to cancel their LBank account and discontinue use of LBank's services.
Termination:

LBank has the right to cancel the User's account in accordance with this Agreement. This Agreement shall terminate on the date of such cancellation.
LBank has the right to terminate all LBank services in accordance with this Agreement. This Agreement shall terminate on the date on which all LBank services are terminated.
Upon termination of this Agreement, the User shall have no right to request LBank to continue providing any services or performing any obligations, including but not limited to requesting LBank to retain or disclose any information from the User's former account, or to forward any information to the User or any third party.
Termination of this Agreement shall not affect the right of the non-defaulting party to pursue legal remedies against the defaulting party for any breach.

Privacy Policy

This Policy applies to the following categories of personal information collected by LBank through lawful means:

Personal information provided by the User upon registering an LBank account or linking a payment account, including but not limited to identity document information;
Server data automatically received and recorded by LBank from the User's browser, including but not limited to IP address data and webpage access records;
Transaction-related data collected by LBank regarding the User's activities on the platform, including but not limited to bid and purchase records;
Other personal information lawfully obtained by LBank through legitimate channels.

Use of Information:Without the User's prior explicit consent, LBank will not sell or lend the User's personal information to any third party, nor will LBank permit any third party to collect, compile, sell, or disseminate the User's personal information by any means.
Protection of Information: LBank shall keep strictly confidential all User identity information and transaction data obtained, and shall not disclose such information to any entity or individual, except as otherwise required by applicable laws and regulations.

Anti-Money Laundering

LBank strictly complies with the Anti-Money Laundering and Counter-Terrorist Financing (Financial Institutions) Ordinance and applicable international anti-money laundering regulations. LBank maintains and enforces a customer identification program, a record-keeping system for customer identity data and transaction records, and a reporting system for large-value and suspicious transactions.

Upon registration, or when applying to reset a trading password or fund password, the User must provide and upload a copy of a valid identity document. LBank will verify and cross-check such information. If LBank has reasonable grounds to suspect that a User has registered under a false identity, LBank reserves the right to reject the registration or cancel the existing account.

LBank retains records of large-value transactions and transactions suspected of involving money laundering in accordance with applicable regulations, and will provide such records to regulatory authorities upon request.

LBank will assist judicial authorities and administrative law enforcement agencies in combating money laundering activities as required by law, and will cooperate with judicial authorities, customs, and tax authorities in querying, freezing, or transferring User deposits (including but not limited to cash and tokens) in accordance with applicable legal provisions.

To protect the security of User assets, the name of the remitter must be consistent with the name verified under the User's real-name authentication.

Risk Disclosure

Digital asset trading involves a high degree of risk. Before commencing any such transactions, the User should fully understand the nature of the relevant transactions and the level of risk to which they are exposed. The User must carefully consider, in light of their own investment experience, objectives, financial resources, and risk tolerance, whether such transactions are suitable for them prior to opening an account and commencing trading.
Digital asset markets are highly volatile. Users must exercise their own judgment to manage investment risk, independently assess the investment value and risks of digital assets, and acknowledge the possibility of losing their entire investment.
This Platform makes no representation or warranty as to the accuracy or applicability of any market analysis, commentary, or research published on the Platform. This Platform neither controls nor endorses or warrants the accuracy or completeness of any information or advice the User has received or may receive from any introducing party, institution, or their employees. All risks arising therefrom shall be borne solely by the User and shall not involve this Platform in any way.
When any law enforcement authority or judicial authority of any country or region requests this Platform to cooperate in an investigation involving a specified User, or to take measures such as sealing, freezing, or transferring funds from a User's account; or when any third party presents a duly issued investigation document or provides reasonable grounds requesting such cooperation; or when this Platform determines that a situation is material and urgent and that failure to act may result in irretrievable losses — this Platform has the right to assist in providing relevant User data or executing measures such as sealing, freezing, or transferring funds. This Platform shall bear no liability for any resulting disclosure of User privacy, restriction of account operations, or other losses suffered by the User.
In the event that digital asset transactions are suspended or prohibited due to the enactment, amendment, or repeal of any applicable law, regulation, or normative document, all resulting economic losses shall be borne entirely by the User.

Liability for Breach

Any breach of this Agreement by either LBank or the User shall constitute a default. The defaulting party shall assume corresponding liability for breach of contract to the non-defaulting party in accordance with applicable law.
If LBank suffers any loss as a result of the User providing false, incomplete, or inaccurate information, LBank has the right to seek compensation from the User for such losses.
If the User violates any applicable laws or regulations or any provision of this Agreement, or uses LBank's services to engage in any illegal activities, LBank has the right to immediately terminate services to the User, cancel the User's account, and require the User to compensate LBank for all resulting losses.
If the User uses any technical means to interfere with the normal operation of LBank or to obstruct other Users' use of LBank's services, LBank has the right to immediately cancel the User's account and require the User to compensate LBank for all resulting losses.
If the User maliciously disparages LBank's commercial reputation by fabricating facts or by other means, LBank has the right to require the User to issue a public apology and to compensate LBank for all resulting losses, and may simultaneously terminate the provision of LBank's services to the User.

Severability

If any provision of this Agreement is found to be unlawful, invalid, or unenforceable for any reason, such provision shall be deemed severable from this Agreement and shall not affect the validity or enforceability of any other provision hereof.

Dispute Resolution

The formation, validity, interpretation, and performance of this Agreement, and any dispute, controversy, or claim arising out of or in connection with this Agreement or the use of LBank's services, shall be governed by and construed in accordance with the laws of the British Virgin Islands, without regard to its conflict of laws principles.

Any dispute arising out of or in connection with the services or their use (including contractual, tortious, and other non-contractual disputes) shall first be resolved by both parties through good-faith negotiation. If the dispute cannot be resolved through negotiation within a reasonable period of time, it shall be submitted to the Dubai International Arbitration Centre (DIAC) for final resolution in accordance with the DIAC Arbitration Rules in force at the time of submission. The seat of arbitration shall be Dubai, United Arab Emirates. The language of arbitration shall be English. The arbitral award shall be final and binding upon both parties.

Effectiveness & Interpretation

This Agreement shall become effective when the User clicks "Agree and Register" on the LBank registration page, completes the full registration process, and obtains an LBank account and password. This Agreement shall be legally binding upon both LBank and the User.

Disclaimer

The digital asset market is highly speculative. Various digital assets involve multiple risks, including but not limited to extreme price volatility, market manipulation, and technical vulnerabilities. LBank provides an open online trading platform for digital asset enthusiasts only and does not guarantee, endorse, or compensate for the investment value of any digital asset. Any asset losses incurred by users as a result of trading digital assets on LBank shall be borne solely by the users.

LBank and platform users hereby agree as follows:

In view of the inherent risks involved, the User should, prior to commencing any such transactions, fully understand the nature of the relevant transactions and the level of risk to which they are exposed. The User must carefully consider, in light of their own investment experience, objectives, financial resources, and risk tolerance, whether such transactions are suitable for them prior to opening an account and commencing trading.
Digital asset trading carries extremely high risk. Users must exercise their own judgment to manage investment risk, independently assess the investment value and risks of digital assets, and acknowledge the possibility of losing their entire investment.
This Platform makes no representation or warranty as to the accuracy or applicability of any market analysis, commentary, or research published on the Platform. This Platform neither controls nor endorses or warrants the accuracy or completeness of any information or advice the User has received or may receive from any introducing party, institution, or their employees. All risks arising therefrom shall be borne solely by the User and shall not involve this Platform in any way.
When any law enforcement authority or judicial authority of any country or region requests this Platform to cooperate in an investigation involving a specified User, or to take measures such as sealing, freezing, or transferring funds from a User's account; or when any third party presents a duly issued investigation document or provides reasonable grounds requesting such cooperation; or when this Platform determines that a situation is material and urgent and that failure to act may result in irretrievable losses to this Platform or its Users — this Platform has the right to, in accordance with such authorities' instructions, the third party's request, or this Platform's reasonable judgment, assist in providing relevant User data or executing measures such as sealing, freezing, or transferring funds. This Platform shall bear no liability for any resulting disclosure of User privacy, restriction of account operations, or other losses suffered by the User.
In the event that digital asset transactions are suspended or prohibited due to the enactment, amendment, or repeal of any applicable law, regulation, or normative document, all resulting economic losses shall be borne entirely by the User.
This Platform reserves the right of final interpretation of this LBank User Service Agreement.
⚠️ If you are unable to accept the terms set out above, please refrain from conducting any transactions on LBank.

LBank User Service Agreement