LBank Earn now supports the「Auto-subscribe」feature for Locked products. By enabling this feature when subscribing to a Locked product, the system will automatically process the principal according to preset rules after the product matures, helping reduce manual resubscription steps and improve capital continuity.

About Auto-subscribe

Auto-subscribe is an automated fund management feature provided by LBank for Locked Products. When this feature is enabled during subscription, the system will first resubscribe the principal to a Locked Product of the same token and the same term upon maturity. If the original product is sold out or no longer available, the system will automatically subscribe the principal to a Spot Earn product of the same token. If both subscription attempts fail, the principal will be automatically returned to your Spot Account.

How to Enable Auto-subscribe

Please follow the steps below:

  1. 1. Log in to the LBank Website and go to 「Earn > Locked」;

  1. Select the Locked Product you want to subscribe to, check the box to agree to the LBank Earn Service Agreement, and turn on the「Auto-subscribe」switch.

  2. After confirming that the subscription information is correct, click「Lockup」to complete the subscription.

After the above steps are completed, the system will automatically process the principal of that Locked Product order according to the Auto-subscribe rules when the product matures.

How Funds Are Handled at Maturity

After Auto-subscribe is enabled, the system will process the principal in the following order:

  1. Resubscribe the principal to a Locked Product of the same token and the same term.

  2. If the original Locked Product is unavailable for subscription, automatically subscribe the principal to a Spot Earn product of the same token.

  3. If both attempts fail, return the principal to the Spot Account.

If Auto-subscribe is not enabled at the time of subscription, the principal will be automatically redeemed to the Spot Account after maturity and will not be resubscribed.

Important Notes

  1. Auto-subscribe must be enabled manually at the time of subscription and is not enabled by default.

  2. Auto-subscribe applies to the handling of principal only. For details on yield distribution, please refer to the actual product rules.

  3. Whether resubscription can be completed successfully at maturity depends on product availability, subscription quota, and actual system execution at that time.

  4. Before subscribing, users are advised to confirm the product term, token type, and fund arrangement in advance to better manage their Earn plan.

Reminder

The above is the user guide for the LBank Locked Product「Auto-subscribe」feature. If you still have any questions or are unable to resolve related issues, please visit the official LBank website or contact the customer service team for assistance. LBank remains committed to providing users with a secure and smooth product experience.