LBank Spot Auto-Invest allows you to automatically purchase selected assets with USDT from your Spot Account at a frequency you set. You can choose a recommended portfolio or create a customized auto-invest plan by selecting assets, investment amounts, and execution times.

Create a Spot Auto-Invest Plan

On the「Spot > Spot Auto-Invest」page, you can:

  1. Select a suitable portfolio under「Recommended Portfolios」and click「Use」.

  2. Alternatively, click「Manual」to set up a customized auto-invest plan.

Use a Recommended Portfolio

  1. 「Recommended Portfolios」provide preset asset allocations for users who wish to start auto investing quickly.

  2. Select your preferred portfolio and click「Use」. The system will automatically populate the asset allocation and investment ratios. You may review or adjust the settings on the 「Manual」 page before creating the plan.

Create a Plan Manually

On the「Manual」page, complete the following settings:

  1. Select assets: You may create a plan for a single asset or select multiple assets to create a portfolio plan.

  2. Set investment ratios: If you select multiple assets, set the investment ratio for each asset. The total ratio must equal 100%.

  3. Enter the investment amount per order: Enter the USDT amount to be invested in each ordre. Funds will be deducted from your Spot Account.

  4. Set the investment frequency & first investment time: Select an investment frequency and set the time of the first purchase. You may choose to invest immediately or start on a specified date and time.

  5. Set a plan name: You may customize the plan name for easier management of multiple plans.

  6. Enable Auto Earn: If the「Auto Earn」option is available, you may choose whether to enable it. Once enabled, assets purchased through Spot Auto-Invest will automatically participate in Spot Earn.

  7. After completing the settings, click「Create Auto-Invest」plan.

  1. On the confirmation page, review the selected assets, allocation ratios, investment amount per order, frequency, and first purchase time. Submit the plan after confirming that all details are correct.

  2. If spot account balance is insufficient, click the「+」button on the right to deposit or transfer funds. 

    • Deposit/Transfer: If balance is low, the system prompts “Insufficient Balance”.Click「+」to deposit cryptocurrency or transfer from other accounts.

  1. With crypto assets: Choose「LBank Crypto Deposit Guide」or「Internal Transfer」;

  2. Without crypto: Choose「One-Click BuyK(App)」or「P2P Trading(App)」.

Important Notes

  1. Spot Auto-Invest uses USDT from your Spot Account. Before creating a plan, ensure that you have sufficient available USDT balance.

  2. Each investment amount is subject to a minimum requirement. The maximum investment amount is 10,000 USDT per cycle.

  3. Each Spot Auto-Invest plan can include up to 10 assets.

  4. For multi-asset plans, the total allocation ratio must equal 100%.

  5. The amount allocated to each asset per purchase must meet the minimum order requirement displayed on the page. If the allocated amount is insufficient, adjust the allocation ratio or increase the investment amount per cycle.

View & Manage Plans

  1. After creating a plan, you can view and manage your Spot Auto-Invest plans by selecting「Auto Invest」in the order details section on the current page.

  2. Plans are categorized as Ongoing or History:

    • Ongoing: Plans are executed automatically according to your settings.

    • History: Terminated plans are displayed in the history records.

View Plan Details

Click any plan to view the following information:

  1. Selected assets and allocation ratios

  2. Investment amount per cycle and investment frequency

  3. Total amount invested

  4. Number of completed executions

  5. Average cost and performance information

  6. Next purchase time

  7. Transaction and execution records

Performance data changes with market prices and is provided for reference only.

Modify the Investment Amount

  1. To adjust the amount for future purchases, select「Edit Investment Amount」in an ongoing plan, enter the new amount per cycle, and confirm.

  2. The updated amount will apply to subsequent Spot Auto-Invest orders.

Terminate a Plan

  1. If you no longer need a plan, click「Stop」on the plan details page and confirm the action.

  2. Once terminated, the plan cannot be restored and no further auto-invest orders will be executed. Assets that have already been purchased will not be sold automatically and will remain in your Spot Account.

Frequently Asked Questions

  1. Why was my Spot Auto-Invest order not executed?

    • If your available USDT balance in the Spot Account is insufficient at the scheduled execution time, the system will skip that purchase.

    • The plan will not be terminated automatically due to insufficient balance. Please add USDT to your Spot Account before the next scheduled execution, and the system will attempt to execute the plan again as scheduled.

  2. At what price will assets be purchased?

    • When a Spot Auto-Invest order is executed, the system purchases the selected assets at the prevailing Spot market price. The actual execution price may vary due to market fluctuations, liquidity, and order matching conditions.

  3. Can I change the selected assets or allocation ratios?

    • No. To change the selected assets or allocation ratios, terminate the current plan and create a new one.

  4. Will my invested funds be automatically converted back to USDT after I terminate a plan?

    • No. Terminating a plan only stops future automatic purchases. Assets already purchased will remain in your Spot Account. You may trade or adjust your holdings on the Spot Trading page at your discretion.

  5. Does purchasing tokenized U.S. stock ETF-related assets mean that I directly own U.S. stocks?

    • No. Relevant U.S. stock ETFs or stock-related assets may be offered in tokenized form. You hold crypto tokens designed to track the price of the underlying assets; you do not directly own the stocks, ETFs, or related shareholder rights.

Reminder

Digital asset prices are highly volatile. Spot Auto-Invest does not guarantee profits or protect your principal. Recommended portfolios, historical data, and performance information are provided for reference only and do not constitute investment advice.

Please ensure that you fully understand the product rules and associated risks, and make investment decisions prudently based on your own risk tolerance.