Below is a concise FAQ guide to help users understand how to participate in LBank Spot Earn, profit calculations, and related rules.

How to Participate in LBank Spot Earn?

  1. Visit and log in to LBank Official Website;

  2. Navigate to 「Earn > Spot Earn」.

  3. Tap「Hold to Earn」on your target to start earning profits.

What Are the Benefits of LBank Spot Earn?

  1. High Flexibility: Assets can be traded or withdrawn anytime, just like assets held on the exchange.

  2. User-Friendly: Simple one-click participation, no complex setup required.

  3. Low Entry Barrier: Suitable for all users, no expertise needed.

How Does LBank Ensure Spot Earn’s Profits?

Profits come from arbitrage strategies executed by professional quantitative institutions on platforms. Safety measures include:

  1. Subordinated Fund Protection: Participating institutions provide subordinated funds to cover potential losses first.

  2. Forced Liquidation: If subordinated funds are insufficient, LBank enforces liquidation to protect user assets.

How Are Spot Earn’s Profits Calculated?

Profits are based on the actual arbitrage results of quantitative institutions.

  1. Interest starts accruing the day after participation (T+1).

  2. First-month bonus: LBank subsidizes profits to achieve a 10% annualized return.

When Are Spot Earn’s Profits Distributed?

Starting from the second day after participation (T+2), profits are distributed daily before 18:00.

Does LBank Charge Management Fees for Spot Earn?

No management fees are charged; all profits go to users.

How to Redeem Spot Earn’s Assets?

  1. No separate redemption is needed; assets can be used for trading or withdrawal anytime.

  2. Daily profits are distributed based on asset snapshots.

What Happens If Assets Are Held for Less Than 24 Hours?

Profits are calculated based on daily asset snapshots. Holdings under 24 hours may yield full or no profits, depending on the snapshot timing.

Does Placing Orders Affect Spot Earn’s Profits?

Pending orders do not affect profits. Only completed trades or withdrawals impact snapshot calculations.

LBank Spot Earn offers a simple, secure, and fee-free way to grow your digital assets. Log in to the LBank platform, try「Hold to Earn」,and start your wealth-building journey! For any questions, LBank Customer Support team is available 24/7.