Dear LBank users,

To further enhance the Earn experience and improve capital efficiency, LBank Earn has officially launched the「Auto-subscribe」feature for Locked products. After enabling this feature when subscribing to a Locked product, the system will automatically process the principal based on preset rules upon maturity, helping users improve fund continuity across different earning cycles while reducing manual resubscription steps.

Feature Overview

Auto-subscribe is an automated fund management feature introduced by LBank for Locked products. After the feature is enabled during subscription, the system will automatically process the principal in the following order when the product matures:

  1. Priority resubscription: The principal of the original order will be automatically resubscribed to a Locked product of the same token and the same term.

  2. Flexible allocation: If the original Locked product is sold out or no longer available at maturity, the system will automatically subscribe the principal to a Spot Earn product of the same token to help reduce idle funds.

  3. Automatic return: If both subscription attempts fail, the principal will be automatically returned to the user’s Spot Account.

Availability

Users can manually enable the Auto-subscribe switch on the subscription page when subscribing to a Locked product. Once enabled, the system will automatically process the principal according to the applicable rules when the corresponding order matures. If the feature is not enabled, the principal will be automatically redeemed to the Spot Account under the original process after maturity.

📌Refer details on「LBank Locked Products Auto-subscribe User Guide (Web)」.

Notes

  1. Auto-subscribe must be enabled manually at the time of subscription and is not enabled by default.

  2. Auto-subscribe applies only to principal handling for Locked products. For yield distribution details, please refer to the actual product rules.

  3. Whether resubscription can be completed successfully at maturity depends on product availability, subscription quota, and actual system execution at that time.

  4. Users are advised to confirm the product term, token type, and fund arrangement in advance to better manage their Earn plans.

LBank will continue to optimize its Earn products and overall user experience, providing users with more convenient and efficient digital asset management services.

LBank Team

May 14, 2026