LBank Earn is a digital asset wealth management service that helps users generate passive income from idle cryptocurrencies. It currently offers two main products: 「Spot Earn」(flexible) and「Locked Savings」 (fixed-term), catering to diverse liquidity needs and risk preferences.

Types

Spot Earn

  1. Deposit and redeem anytime with zero lock-up

  2. Daily interest accrual with optional auto-compounding

  3. Full trading and withdrawal access during subscription

  4. Ideal for users who prioritize liquidity

Locked Savings

  1. Choose a fixed term (7 / 14 / 30 / 90 days, etc.)

  2. Funds locked until maturity for more stable returns

  3. Principal + interest automatically returned upon maturity

  4. Perfect for users seeking predictable yields

How to Get Started

  1. Register/Login to your LBank account

  2. Navigate to the「Earn」section

  3.  Select your preferred product and click「Subscribe Now」

  4. Start earning immediately upon successful subscription:

    • Spot Earn: daily interest distribution

    • Locked Savings: principal + interest paid at maturity

Key Advantages of LBank Earn

  1. Maximum flexibility: instant redemption with Spot Earn

  2. Predictable returns: fixed APY during the lock-up period

  3. Fully automated: interest calculation, compounding, and payout require no manual action

  4. Bank-grade security: multi-layer risk control and segregated cold/hot wallet storage

Frequently Asked Questions

  1. 
Can I redeem Locked Savings early?

    • Early redemption is generally not supported. Please select a term that matches your liquidity needs.

  2. 
What is the minimum subscription amount?

    • Varies by product; details are shown on each product page (often as low as 1 USDT equivalent).

  3. 
Are there any fees?

    • No subscription or redemption fees are charged.

  4. Are the returns fixed?

    • Spot Earn: floating APY, adjusted in real time based on market conditions

    • Locked Savings: fixed APY throughout the chosen term

  5. When will redeemed funds arrive?

    • Spot Earn: instantly

    • Locked Savings: returned to your spot account within T+1 after maturity

  6. Who is ineligible to participate?


    • Users from restricted jurisdictions and suspended/terminated accounts are not eligible.

  7. Does LBank guarantee principal or returns?

    • LBank does not guarantee principal or fixed returns. All yields are subject to market fluctuations. Please invest responsibly.

LBank Earn turns every idle crypto asset into a steady income stream — simple, secure, and efficient. Whether you value flexibility or prefer predictable returns, we have the perfect product for you. Start your LBank Earn journey today and let your wealth work for you 24/7!