Credit / Debit Card
Fee
Variable Fees
Processing Time
Usually within 1 minute, up to 48 hours
Minimum Purchase Amount
Starting from approx. 10–15 USD
Supported Regions
Subject to region, fiat currency, issuing bank, and payment channel support
How to Buy Usual (USUAL) on LBank
Learn how to buy Usual (USUAL) on LBank, including payment methods such as credit cards, debit cards, Apple Pay, and bank transfers, as well as the purchase process, preparations, and FAQs.
Step 1
Download the LBank App
Please download the LBank App and register to get started
Step 2
Fund your account
Deposit using your preferred payment method.
Step 3
Choose your cryptocurrency
Select the crypto you want to buy from over 3,000,000 cryptocurrencies available on LBank Exchange or Wallet.
Purchase Decision Overview
Bank Transfer / Local Transfer
Fee
Variable Fees
Processing Time
Depends on the payment method; some local channels may be faster
Minimum Purchase Amount
Starting from approx. 1–10 USD
Supported Regions
Subject to local payment channel support
Three Simple Steps to Buy USUAL on LBank
How to Buy USUAL on LBank: Payment Methods Overview
Explore the available payment methods for buying USUAL on LBank, including credit card, debit card, bank transfer, Apple Pay, Google Pay, PayPal, and P2P, to quickly choose the most suitable way to buy USUAL.
Credit / Debit Card
Processing Time: Usually within 1 minute; up to 48 hours
Use a Visa/Mastercard that supports international online transactions and ensure 3D Secure is enabled; if it fails, try a different card or try again later
Common Reasons for Failure: The issuing bank declined the cryptocurrency transaction; insufficient balance; 3D Secure verification failed; risk control interception; or region/card network not supported
Bank Transfer / Local Transfer
Processing Time: Instant or 1–3 Business Days
Verify the receiving account, reference code, and transfer network, and use a bank account consistent with your identity verification
Common Reasons for Failure: Incorrect receiving information or reference code; name mismatch; bank processing delay; or unsupported transfer network
What Do You Need to Prepare Before Buying Usual (USUAL) on LBank?
Check the preparations required before buying Usual (USUAL) on LBank, including account registration, identity verification (KYC), payment methods, regional availability, and pre-purchase precautions to help you smoothly complete the BTC purchase process.
Suitable for
Users who want to quickly buy USUAL with fiat
Before You Buy: Checklist
Register and log in to your account
Complete required KYC
Prepare payment method
Confirm regional availability，Check limits / fees / processing time
User Path
Buy Crypto
How to Buy Usual on LBank – Step-by-Step Guide
Before you begin, decide how you’d like to pay:
Pay with fiat
If you're new to crypto, using fiat currency (such as USD, EUR, etc.) is the easiest way to buy Usual. LBank supports various payment methods, including debit cards, credit cards, bank transfers, and other local payment options where available. You may need to fund your LBank account before making a purchase.
Pay with other cryptocurrencies
If you already hold other cryptocurrencies, you can trade them for Usual on LBank. Please make sure that LBank supports the trading pair you need (e.g., Bitcoin (BTC)). LBank offers a wide range of trading pairs, allowing you to conveniently convert your existing crypto into Usual.
LBank supports multiple payment methods
You can use the following payment methods to purchase Usual on LBank:
Mobile app guide
1
Open the LBank mobile app and tap “Buy Crypto”
2
Select “Buy”
3
Choose , enter the fiat currency you want to use, input the amount, then tap “Buy” or “Confirm”
Desktop guide
1
Log in to LBank on your desktop browser and click the “One-Click Buy” option.
2
Under the “One-Click Buy” tab:
(a). Choose the fiat currency you want to use
(b). Select the Usual you want to purchase
(c). Enter an amount or use quick-select options (e.g., 100, 200, 500, max)
(d). Choose your payment method
(e). Click “Confirm” or “Buy now”
P2P Trading
Merchant | Price | Amount ｜ Limit | Payment Method | Action |
|---|---|---|---|---|
ON ONLY-MALAYSAN-MYR 691 min | 95.45% | 1.000 USD | 3770.47 USDT 10.000 - 3000.000USD | Bank Transfer | |
MY MYR_ DUITNOW_MYR 670 min | 100% | 1.000 USD | 1623.98 USDT 100.000 - 1500.000USD | Bank Transfer | |
FA Fast_Trader_MY 1054 min | 100% | 1.000 USD | 78.02 USDT 15.000 - 78.000USD | Bank Transfer |
What is Usual (USUAL)?
Usual is a decentralized stablecoin protocol designed to provide a secure and transparent alternative to traditional fiat-backed digital assets. The project focuses on bridging the gap between traditional finance and the decentralized web by using tokenized Real-World Assets as collateral. Unlike many centralized stablecoin issuers, Usual aims to redistribute ownership and governance of the protocol to its community of users. The ecosystem is built around three primary components. The first is USD0, a stablecoin pegged to the value of the U.S. dollar. This asset is fully backed by short-term liquid assets, such as U.S. Treasury Bill tokens, sourced from major institutional providers. This approach is intended to make the stablecoin bankruptcy-remote and independent of the risks associated with traditional commercial banks. The second component is USD0 plus plus, which is a liquid staking version of the stablecoin. It allows users to earn rewards derived from the yield of the underlying real-world assets while maintaining liquidity within the decentralized finance space. The third component is the USUAL token, which serves as the governance and revenue-sharing asset of the protocol. Holders of this token have the authority to vote on key platform decisions, such as the selection of collateral types and the distribution of rewards. The project emphasizes a community-first distribution model, aiming to place the majority of the protocol's ownership in the hands of its users rather than keeping it concentrated among founders or early insiders. The project is developed by Usual Labs, a team led by Pierre Person, a former member of the French Parliament with experience in both political and financial landscapes. The protocol operates as a multi-chain infrastructure, integrating with various blockchain networks to ensure its assets are composable and easily accessible across different platforms. By aggregating diverse real-world assets, Usual seeks to create a more resilient and verifiable financial system that prioritizes transparency and user participation. Learn more
Is Usual (USUAL) a good investment?
Whether Usual (USUAL) is a good investment depends on your personal financial situation and risk tolerance. Cryptocurrency investments are speculative and can be highly volatile.
Before investing in Usual (USUAL) or any cryptocurrency, consider the following:
Your financial goals
Are you seeking short-term gains or long-term growth?
Your risk tolerance
How much potential loss are you comfortable with?
Diversification
Don’t put all your eggs in one basket. Spread your investments across different types of assets.
Your goals and time horizon
Cryptocurrencies are best suited for long-term investors. Disclaimer: This is not financial advice. Please do thorough research before making any investment decisions.
Fees, limits, and processing time for buying USUAL on LBank
Compare fees, transaction limits, and estimated processing times across different payment methods. Actual fees and availability may vary by region, fiat currency, payment method, and third-party providers. Please refer to the order page for final details.
ROI calculator
If I invest, how much profit will I make?
Invest
$
Enter
Date
2026-06-03
You will earn $-- in profit, with an ROI of --
What can you do with Usual (USUAL)?
Investment
Buy and hold Usual (USUAL), expecting its value to increase over time.
Trade
Actively trade Usual (USUAL) on LBank to profit from price fluctuations.
Pay
Use Usual (USUAL) to pay for goods and services where accepted.
Why is LBank the best platform to buy Usual (USUAL)?
User-friendly interface
LBank offers a simple and intuitive platform for buying and selling Usual (USUAL).
Competitive fees
LBank provides competitive trading fees for Usual (USUAL).
Secure platform
LBank applies robust security measures to protect your funds.
Diverse trading pairs
LBank offers a wide range of trading pairs for Usual (USUAL).
24/7 customer support
LBank provides customer support to help you with any questions or issues.
Mobile app
Trade Usual (USUAL) anytime, anywhere using the LBank mobile app.
High liquidity
LBank offers excellent liquidity for Usual (USUAL) trading, ensuring you can easily buy and sell your crypto assets.
Regulatory compliance
LBank complies with all regulatory requirements in the jurisdictions where it operates to ensure a compliant and secure trading environment
After buying USUAL, what is the best way to store it?
After buying USUAL, you can choose a storage method based on your usage frequency, holding period, and security needs. If you need to trade at any time, you can store it in your LBank account. If you prioritize self-custody or long-term security, consider using a personal wallet or a hardware wallet.
Store in your LBank account
Suitable for
Users who want to trade or convert at any time
Short-term BTC holders
Features
Ready to use immediately after purchase; easier to use
Ideal for frequent trading, conversions, or using platform features
Security Alert
Please enable 2FA
Please set an anti-phishing code
Only log in through official channels
Transfer to a personal hot wallet
Suitable for
Users who want to manage their own assets
Users who need daily transfers or on-chain usage
Features
More flexible; convenient for daily transfers and management
Better suited for small holdings and everyday use
Security Alert
Do not store seed phrases or private keys in the cloud
Do not save sensitive information via chat tools, email, or screenshots
Stay alert for phishing websites and fake wallet apps
Transfer to a hardware wallet
Suitable for
Long-term BTC holders
High-value holders who prioritize security
Features
Private keys are stored offline, offering enhanced security
Ideal for long-term storage of infrequently moved assets
Security Alert
Securely back up seed phrases offline
Never disclose your recovery phrase to anyone
Assets may be irrecoverable if the seed phrase is lost
Usual (USUAL) FAQ
Usual is a decentralized protocol that issues USD0, a fiat-backed stablecoin collateralized 1:1 by Real-World Assets (RWAs) such as US Treasury Bills. Its core mission is to redistribute the profits typically retained by centralized stablecoin issuers back to its community. This innovative approach aims to provide a more transparent and community-owned alternative in the stablecoin market, offering stability while empowering users with a share of its revenue.
Usual's USD0 differs significantly. Unlike traditional stablecoins often backed by bank deposits, USD0 is collateralized by short-term, highly liquid Real-World Assets like US Treasury Bills, making it "bankruptcy-remote." Crucially, Usual distinguishes itself by sharing the interest earned on its reserves with the community through the USUAL token, whereas centralized issuers typically retain 100% of these profits. This model offers greater transparency and community ownership, shifting the paradigm of stablecoin economics.
These are the three core tokens in the Usual ecosystem. USD0 is the base stablecoin, pegged 1:1 to the US Dollar, backed by RWAs. USD0++ (or bUSD0) is a "Liquid Staking" version of USD0; users lock USD0 to receive USD0++, which then earns rewards in USUAL tokens. USUAL is the protocol's governance token, representing ownership of the protocol’s revenue and granting holders the right to vote on key decisions, driving its decentralized nature and community-centric model.
The USUAL token is fundamentally linked to the protocol's cash flow. A significant portion, specifically 90%, of the protocol’s revenue is redistributed to the community, directly contributing to the token's intrinsic value. The token's issuance mechanism is carefully designed to ensure its emission rate remains below the growth rate of the protocol's revenue. This strategic approach helps prevent inflationary pressure on the token, aiming for its value to appreciate as the protocol's financial performance improves and its economic activity expands, making it a truly revenue-backed asset for its holders.
There are several ways to earn USUAL tokens within the ecosystem. You can earn them by converting your USD0 into USD0++, effectively staking your stablecoin and receiving USUAL as a reward. Another method is to provide liquidity to USD0 or USUAL pools on decentralized exchanges (DEXs), contributing to the market's stability and earning rewards for your participation. Furthermore, engaging in governance staking through USUALx allows you to earn USUAL tokens while actively participating in the protocol's decision-making process, aligning incentives with long-term protocol health.
Yes, the Usual protocol prioritizes security and has undergone rigorous scrutiny. It has successfully completed multiple comprehensive security audits by reputable firms in the blockchain industry. These include independent evaluations by Paladin, Halborn, and Spearbit, ensuring the protocol's smart contracts and overall architecture are robust against potential vulnerabilities. These audits are crucial for maintaining user trust and safeguarding the integrity of the collateralized Real-World Assets and the stablecoin operations, providing assurance to all participants in the Usual ecosystem.
Convert Usual (USUAL) into other assets
After purchasing Usual (USUAL), you can trade it for fiat currencies or other cryptocurrencies. LBank offers over 200 Usual (USUAL) trading pairs, making it easy to enter and exit the market.
