Credit / Debit Card
Fee
Variable Fees
Processing Time
Usually within 1 minute, up to 48 hours
Minimum Purchase Amount
Starting from approx. 10–15 USD
Supported Regions
Subject to region, fiat currency, issuing bank, and payment channel support
Buy Hatom (HTM) in Canada
Learn how to buy Hatom (HTM) on LBank, including payment methods such as credit cards, debit cards, Apple Pay, and bank transfers, as well as the purchase process, preparations, and FAQs.
Step 1
Download the LBank App
Please download the LBank App and register to get started
Step 2
Fund your account
Deposit using your preferred payment method.
Step 3
Choose your cryptocurrency
Select the crypto you want to buy from over 3,000,000 cryptocurrencies available on LBank Exchange or Wallet.
Purchase Decision Overview
Bank Transfer / Local Transfer
Fee
Variable Fees
Processing Time
Depends on the payment method; some local channels may be faster
Minimum Purchase Amount
Starting from approx. 1–10 USD
Supported Regions
Subject to local payment channel support
Three Simple Steps to Buy HTM on LBank
How to Buy HTM on LBank: Payment Methods Overview
Explore the available payment methods for buying HTM on LBank, including credit card, debit card, bank transfer, Apple Pay, Google Pay, PayPal, and P2P, to quickly choose the most suitable way to buy HTM.
Credit / Debit Card
Processing Time: Usually within 1 minute; up to 48 hours
Use a Visa/Mastercard that supports international online transactions and ensure 3D Secure is enabled; if it fails, try a different card or try again later
Common Reasons for Failure: The issuing bank declined the cryptocurrency transaction; insufficient balance; 3D Secure verification failed; risk control interception; or region/card network not supported
Bank Transfer / Local Transfer
Processing Time: Instant or 1–3 Business Days
Verify the receiving account, reference code, and transfer network, and use a bank account consistent with your identity verification
Common Reasons for Failure: Incorrect receiving information or reference code; name mismatch; bank processing delay; or unsupported transfer network
What Do You Need to Prepare Before Buying Hatom (HTM) on LBank?
Check the preparations required before buying Hatom (HTM) on LBank, including account registration, identity verification (KYC), payment methods, regional availability, and pre-purchase precautions to help you smoothly complete the BTC purchase process.
Suitable for
Users who want to quickly buy HTM with fiat
Before You Buy: Checklist
Register and log in to your account
Complete required KYC
Prepare payment method
Confirm regional availability，Check limits / fees / processing time
User Path
Buy Crypto
How to Buy Hatom on LBank – Step-by-Step Guide
Before you begin, decide how you’d like to pay:
Pay with fiat
If you're new to crypto, using fiat currency (such as USD, EUR, etc.) is the easiest way to buy Hatom. LBank supports various payment methods, including debit cards, credit cards, bank transfers, and other local payment options where available. You may need to fund your LBank account before making a purchase.
Pay with other cryptocurrencies
If you already hold other cryptocurrencies, you can trade them for Hatom on LBank. Please make sure that LBank supports the trading pair you need (e.g., Bitcoin (BTC)). LBank offers a wide range of trading pairs, allowing you to conveniently convert your existing crypto into Hatom.
LBank supports multiple payment methods
You can use the following payment methods to purchase Hatom on LBank:
Mobile app guide
1
Open the LBank mobile app and tap “Buy Crypto”
2
Select “Buy”
3
Choose , enter the fiat currency you want to use, input the amount, then tap “Buy” or “Confirm”
Desktop guide
1
Log in to LBank on your desktop browser and click the “One-Click Buy” option.
2
Under the “One-Click Buy” tab:
(a). Choose the fiat currency you want to use
(b). Select the Hatom you want to purchase
(c). Enter an amount or use quick-select options (e.g., 100, 200, 500, max)
(d). Choose your payment method
(e). Click “Confirm” or “Buy now”
P2P Trading
What is Hatom (HTM)?
Hatom is a decentralized finance protocol built on the MultiversX blockchain. It serves as a comprehensive liquidity hub designed to provide users with a variety of automated and non-custodial financial services. The project is notable for being the first major liquidity protocol within the MultiversX ecosystem, offering a suite of interconnected products that aim to increase capital efficiency and network security. The core of the Hatom ecosystem includes a decentralized lending and borrowing protocol. This allows users to supply various digital assets to earn rewards or use them as collateral to secure loans. By using a peer-to-pool model, the protocol manages liquidity through smart contracts, ensuring that participants can access funds without the need for traditional intermediaries. Another primary feature is the liquid staking module. This tool allows users to stake their EGLD tokens to secure the network while receiving a liquid representative token called sEGLD in return. This allows participants to maintain access to their capital for use in other decentralized applications while still earning staking rewards. Hatom also introduced a native, over-collateralized stablecoin known as USH to provide a stable medium of exchange and further boost liquidity within its markets. The HTM token is the native utility and governance token of the Hatom ecosystem. Its primary function is to empower the community through a decentralized governance model. Token holders can participate in the decision-making process by voting on protocol upgrades, new asset listings, and strategic adjustments. Beyond governance, the token is used in specialized modules like the Booster and Accumulator. The Booster module allows users to stake HTM to enhance their yields and earn a portion of the protocol's generated revenue, encouraging long-term participation and aligning user interests with the growth of the platform. Interoperability is also a focus for the project, evidenced by the development of the TAO Bridge. This feature connects MultiversX with the Bittensor network, enabling the transfer of assets and expanding the reach of the protocol across different blockchain ecosystems. Security is emphasized as a fundamental pillar of the project, with the team undergoing numerous external audits by reputable security firms to ensure the robustness of their smart contracts and protect user funds. Overall, Hatom functions as a central infrastructure layer for decentralized finance on MultiversX, combining traditional lending services with advanced staking and cross-chain capabilities. Learn more
Is Hatom (HTM) a good investment?
Whether Hatom (HTM) is a good investment depends on your personal financial situation and risk tolerance. Cryptocurrency investments are speculative and can be highly volatile.
Before investing in Hatom (HTM) or any cryptocurrency, consider the following:
Your financial goals
Are you seeking short-term gains or long-term growth?
Your risk tolerance
How much potential loss are you comfortable with?
Diversification
Don’t put all your eggs in one basket. Spread your investments across different types of assets.
Your goals and time horizon
Cryptocurrencies are best suited for long-term investors. Disclaimer: This is not financial advice. Please do thorough research before making any investment decisions.
Fees, limits, and processing time for buying HTM on LBank
Compare fees, transaction limits, and estimated processing times across different payment methods. Actual fees and availability may vary by region, fiat currency, payment method, and third-party providers. Please refer to the order page for final details.
ROI calculator
If I invest, how much profit will I make?
Invest
$
Enter
HTMDate
2026-06-06
You will earn $-- in profit, with an ROI of --
What can you do with Hatom (HTM)?
Investment
Buy and hold Hatom (HTM), expecting its value to increase over time.
Trade
Actively trade Hatom (HTM) on LBank to profit from price fluctuations.
Pay
Use Hatom (HTM) to pay for goods and services where accepted.
Why is LBank the best platform to buy Hatom (HTM)?
User-friendly interface
LBank offers a simple and intuitive platform for buying and selling Hatom (HTM).
Competitive fees
LBank provides competitive trading fees for Hatom (HTM).
Secure platform
LBank applies robust security measures to protect your funds.
Diverse trading pairs
LBank offers a wide range of trading pairs for Hatom (HTM).
24/7 customer support
LBank provides customer support to help you with any questions or issues.
Mobile app
Trade Hatom (HTM) anytime, anywhere using the LBank mobile app.
High liquidity
LBank offers excellent liquidity for Hatom (HTM) trading, ensuring you can easily buy and sell your crypto assets.
Regulatory compliance
LBank complies with all regulatory requirements in the jurisdictions where it operates to ensure a compliant and secure trading environment
After buying HTM, what is the best way to store it?
After buying HTM, you can choose a storage method based on your usage frequency, holding period, and security needs. If you need to trade at any time, you can store it in your LBank account. If you prioritize self-custody or long-term security, consider using a personal wallet or a hardware wallet.
Store in your LBank account
Suitable for
Users who want to trade or convert at any time
Short-term BTC holders
Features
Ready to use immediately after purchase; easier to use
Ideal for frequent trading, conversions, or using platform features
Security Alert
Please enable 2FA
Please set an anti-phishing code
Only log in through official channels
Transfer to a personal hot wallet
Suitable for
Users who want to manage their own assets
Users who need daily transfers or on-chain usage
Features
More flexible; convenient for daily transfers and management
Better suited for small holdings and everyday use
Security Alert
Do not store seed phrases or private keys in the cloud
Do not save sensitive information via chat tools, email, or screenshots
Stay alert for phishing websites and fake wallet apps
Transfer to a hardware wallet
Suitable for
Long-term BTC holders
High-value holders who prioritize security
Features
Private keys are stored offline, offering enhanced security
Ideal for long-term storage of infrequently moved assets
Security Alert
Securely back up seed phrases offline
Never disclose your recovery phrase to anyone
Assets may be irrecoverable if the seed phrase is lost
Hatom (HTM) FAQ
Hatom Protocol is a comprehensive liquidity hub built on the MultiversX network. It serves as a core decentralized finance (DeFi) primitive, providing essential infrastructure for the ecosystem. Rather than being a simple lending platform, Hatom integrates multiple services including a lending and borrowing protocol, liquid staking solutions, and a native stablecoin ecosystem. It acts as a foundational pillar for liquidity, enabling users to maximize the utility of their assets across the MultiversX blockchain through a secure and integrated interface.
The HTM token is the native utility and governance token of the Hatom ecosystem. Its primary functions include governance, where holders can vote on protocol parameters and new asset listings. Furthermore, HTM is used for revenue sharing, allowing stakers to receive a portion of the protocol's generated fees. Users can also utilize the Booster module by staking HTM to enhance their interest rates on other supplied assets. The token is designed with a multi-year vesting schedule to ensure sustainable ecosystem growth and alignment between stakeholders and the protocol's development.
Hatom Liquid Staking allows users to stake their EGLD tokens and receive sEGLD in return. Unlike traditional staking, sEGLD is a reward-bearing token that captures staking rewards over time, meaning its value increases relative to EGLD. This mechanism provides immediate liquidity, as users can use sEGLD within other DeFi applications or swap it back to EGLD through decentralized exchanges without waiting for the standard unbonding period. This product optimizes capital efficiency by allowing users to earn staking rewards while maintaining the ability to participate in other liquidity opportunities simultaneously.
Hatom USD (USH) is the native over-collateralized stablecoin of the Hatom ecosystem. It is designed to maintain a stable value by being backed by a diversified basket of high-quality crypto assets, including EGLD, HTM, and WBTC. Users can mint USH by depositing these approved assets as collateral. The over-collateralization mechanism ensures that the value of the backing assets remains significantly higher than the amount of USH issued, providing a safety buffer. This stablecoin serves as a reliable medium of exchange and a unit of account within the MultiversX DeFi landscape.
Through a strategic partnership with Bittensor, Hatom has introduced the TAO Bridge, allowing users to migrate TAO tokens to the MultiversX network. Once bridged, users can participate in TAO Liquid Staking, a unique feature that brings the utility of the Bittensor network to the MultiversX ecosystem. This interoperability allows TAO holders to earn rewards and utilize their assets within Hatom's lending and borrowing modules. It represents a significant step in cross-chain collaboration, expanding the range of assets available to users for liquidity and yield-enhancing activities.
Security is a fundamental priority for Hatom Protocol. It is recognized as one of the most rigorously audited projects within the MultiversX ecosystem, having undergone over 20 professional security audits by industry-leading firms such as PeckShield and Halborn. These audits cover the protocol's smart contracts, lending logic, and liquid staking mechanisms. Additionally, the protocol utilizes Health Factors to manage liquidation risks, ensuring that the system remains solvent even during market volatility. This transparent approach to security aims to provide a robust and reliable environment for all participants.
