Credit / Debit Card
Fee
Variable Fees
Processing Time
Usually within 1 minute, up to 48 hours
Minimum Purchase Amount
Starting from approx. 10–15 USD
Supported Regions
Subject to region, fiat currency, issuing bank, and payment channel support
How to Buy CrossFi (XFI) on LBank
Learn how to buy CrossFi (XFI) on LBank, including payment methods such as credit cards, debit cards, Apple Pay, and bank transfers, as well as the purchase process, preparations, and FAQs.
Step 1
Download the LBank App
Please download the LBank App and register to get started
Step 2
Fund your account
Deposit using your preferred payment method.
Step 3
Choose your cryptocurrency
Select the crypto you want to buy from over 3,000,000 cryptocurrencies available on LBank Exchange or Wallet.
Purchase Decision Overview
Bank Transfer / Local Transfer
Fee
Variable Fees
Processing Time
Depends on the payment method; some local channels may be faster
Minimum Purchase Amount
Starting from approx. 1–10 USD
Supported Regions
Subject to local payment channel support
Three Simple Steps to Buy XFI on LBank
How to Buy XFI on LBank: Payment Methods Overview
Explore the available payment methods for buying XFI on LBank, including credit card, debit card, bank transfer, Apple Pay, Google Pay, PayPal, and P2P, to quickly choose the most suitable way to buy XFI.
Credit / Debit Card
Processing Time: Usually within 1 minute; up to 48 hours
Use a Visa/Mastercard that supports international online transactions and ensure 3D Secure is enabled; if it fails, try a different card or try again later
Common Reasons for Failure: The issuing bank declined the cryptocurrency transaction; insufficient balance; 3D Secure verification failed; risk control interception; or region/card network not supported
Bank Transfer / Local Transfer
Processing Time: Instant or 1–3 Business Days
Verify the receiving account, reference code, and transfer network, and use a bank account consistent with your identity verification
Common Reasons for Failure: Incorrect receiving information or reference code; name mismatch; bank processing delay; or unsupported transfer network
What Do You Need to Prepare Before Buying CrossFi (XFI) on LBank?
Check the preparations required before buying CrossFi (XFI) on LBank, including account registration, identity verification (KYC), payment methods, regional availability, and pre-purchase precautions to help you smoothly complete the BTC purchase process.
Suitable for
Users who want to quickly buy XFI with fiat
Before You Buy: Checklist
Register and log in to your account
Complete required KYC
Prepare payment method
Confirm regional availability，Check limits / fees / processing time
User Path
Buy Crypto
How to Buy CrossFi on LBank – Step-by-Step Guide
Before you begin, decide how you’d like to pay:
Pay with fiat
If you're new to crypto, using fiat currency (such as USD, EUR, etc.) is the easiest way to buy CrossFi. LBank supports various payment methods, including debit cards, credit cards, bank transfers, and other local payment options where available. You may need to fund your LBank account before making a purchase.
Pay with other cryptocurrencies
If you already hold other cryptocurrencies, you can trade them for CrossFi on LBank. Please make sure that LBank supports the trading pair you need (e.g., Bitcoin (BTC)). LBank offers a wide range of trading pairs, allowing you to conveniently convert your existing crypto into CrossFi.
LBank supports multiple payment methods
You can use the following payment methods to purchase CrossFi on LBank:
Mobile app guide
1
Open the LBank mobile app and tap “Buy Crypto”
2
Select “Buy”
3
Choose , enter the fiat currency you want to use, input the amount, then tap “Buy” or “Confirm”
Desktop guide
1
Log in to LBank on your desktop browser and click the “One-Click Buy” option.
2
Under the “One-Click Buy” tab:
(a). Choose the fiat currency you want to use
(b). Select the CrossFi you want to purchase
(c). Enter an amount or use quick-select options (e.g., 100, 200, 500, max)
(d). Choose your payment method
(e). Click “Confirm” or “Buy now”
P2P Trading
Merchant | Price | Amount ｜ Limit | Payment Method | Action |
|---|---|---|---|---|
YY YYDS_Trader 744 min | 100% | 0.998 USD | 8492.86 USDT 800.000 - 8475.874USD | Bank Transfer | |
ON ONLY-MALAYSAN-MYR 447 min | 95.23% | 1.000 USD | 4323.52 USDT 10.000 - 3000.000USD | Bank Transfer | |
MY MYR_ DUITNOW_MYR 613 min | 100% | 1.000 USD | 1878.98 USDT 100.000 - 1878.980USD | Bank Transfer |
What is CrossFi (XFI)?
CrossFi is a decentralized finance ecosystem designed to bridge the gap between traditional banking and the digital asset world. The project operates on its own proprietary Layer 1 blockchain known as the CrossFi Chain. This network utilizes a unique dual-chain architecture that combines the scalability of the Cosmos SDK with the smart contract flexibility of the Ethereum Virtual Machine. By integrating these two technologies, the platform allows developers to build decentralized applications that are compatible with the Ethereum ecosystem while benefiting from the high transaction speeds and interoperability of the Cosmos network. The ecosystem is powered by two primary tokens. The first is XFI, which serves as the core utility token for the network. It is used to pay for transaction fees, participate in protocol governance, and act as collateral within various decentralized applications. The second token is MPX, which represents the computing power or minting capability of the network. Users can stake MPX to help secure the blockchain and earn rewards in the form of XFI tokens. One of the primary goals of CrossFi is to make digital assets practical for everyday use. To achieve this, the project offers several key products. The CrossFi App is a Web3 banking solution that provides users with a platform to manage both crypto and traditional assets in one place. This is complemented by the CrossFi Card, a non-custodial payment solution that enables users to spend their digital assets at millions of merchants worldwide through established global payment networks. Additionally, the project includes a decentralized finance suite called xAPP, which supports activities like asset swapping and liquidity provision. Another significant feature is the xAssets platform, which is designed for the tokenization of real-world assets. This allows users to interact with synthetic versions of traditional financial instruments like commodities and stocks directly on the blockchain. Technologically, the CrossFi Chain relies on a Delegated Proof of Stake consensus mechanism and the Tendermint core. This setup ensures that the network remains secure, transparent, and capable of handling high volumes of operations. The project emphasizes regulatory compliance and has sought legal recognition for its core technologies in numerous jurisdictions. By focusing on financial inclusion and the seamless integration of blockchain into the existing global financial infrastructure, CrossFi aims to provide a comprehensive suite of tools for the next generation of digital finance. Learn more
Is CrossFi (XFI) a good investment?
Whether CrossFi (XFI) is a good investment depends on your personal financial situation and risk tolerance. Cryptocurrency investments are speculative and can be highly volatile.
Before investing in CrossFi (XFI) or any cryptocurrency, consider the following:
Your financial goals
Are you seeking short-term gains or long-term growth?
Your risk tolerance
How much potential loss are you comfortable with?
Diversification
Don’t put all your eggs in one basket. Spread your investments across different types of assets.
Your goals and time horizon
Cryptocurrencies are best suited for long-term investors. Disclaimer: This is not financial advice. Please do thorough research before making any investment decisions.
Fees, limits, and processing time for buying XFI on LBank
Compare fees, transaction limits, and estimated processing times across different payment methods. Actual fees and availability may vary by region, fiat currency, payment method, and third-party providers. Please refer to the order page for final details.
ROI calculator
If I invest, how much profit will I make?
Invest
$
Enter
Date
2026-06-01
You will earn $-- in profit, with an ROI of --
What can you do with CrossFi (XFI)?
Investment
Buy and hold CrossFi (XFI), expecting its value to increase over time.
Trade
Actively trade CrossFi (XFI) on LBank to profit from price fluctuations.
Pay
Use CrossFi (XFI) to pay for goods and services where accepted.
Why is LBank the best platform to buy CrossFi (XFI)?
User-friendly interface
LBank offers a simple and intuitive platform for buying and selling CrossFi (XFI).
Competitive fees
LBank provides competitive trading fees for CrossFi (XFI).
Secure platform
LBank applies robust security measures to protect your funds.
Diverse trading pairs
LBank offers a wide range of trading pairs for CrossFi (XFI).
24/7 customer support
LBank provides customer support to help you with any questions or issues.
Mobile app
Trade CrossFi (XFI) anytime, anywhere using the LBank mobile app.
High liquidity
LBank offers excellent liquidity for CrossFi (XFI) trading, ensuring you can easily buy and sell your crypto assets.
Regulatory compliance
LBank complies with all regulatory requirements in the jurisdictions where it operates to ensure a compliant and secure trading environment
After buying XFI, what is the best way to store it?
After buying XFI, you can choose a storage method based on your usage frequency, holding period, and security needs. If you need to trade at any time, you can store it in your LBank account. If you prioritize self-custody or long-term security, consider using a personal wallet or a hardware wallet.
Store in your LBank account
Suitable for
Users who want to trade or convert at any time
Short-term BTC holders
Features
Ready to use immediately after purchase; easier to use
Ideal for frequent trading, conversions, or using platform features
Security Alert
Please enable 2FA
Please set an anti-phishing code
Only log in through official channels
Transfer to a personal hot wallet
Suitable for
Users who want to manage their own assets
Users who need daily transfers or on-chain usage
Features
More flexible; convenient for daily transfers and management
Better suited for small holdings and everyday use
Security Alert
Do not store seed phrases or private keys in the cloud
Do not save sensitive information via chat tools, email, or screenshots
Stay alert for phishing websites and fake wallet apps
Transfer to a hardware wallet
Suitable for
Long-term BTC holders
High-value holders who prioritize security
Features
Private keys are stored offline, offering enhanced security
Ideal for long-term storage of infrequently moved assets
Security Alert
Securely back up seed phrases offline
Never disclose your recovery phrase to anyone
Assets may be irrecoverable if the seed phrase is lost
CrossFi (XFI) FAQ
CrossFi is a Layer 1 blockchain featuring a dual-layer architecture combining Cosmos for scalability and EVM for Ethereum compatibility. XFI serves as the primary utility and liquidity token within the ecosystem. It functions as the "gas" for the EVM-compatible chain and acts as the core currency for various products, including the CrossFi App and Card, facilitating seamless interactions between traditional banking and decentralized finance.
CrossFi employs a dual-token system to separate network security from ecosystem utility. MPX (Mint Power) is a non-volatile governance token used for staking and securing the network; it essentially represents the "computing power" required to mine XFI. XFI is the liquid utility token used for transactions, gas fees, and decentralized applications. This separation ensures that network security remains stable while providing a liquid asset for users to utilize and trade on platforms like LBank.
Unlike traditional Proof of Work systems, XFI cannot be mined using hardware. Instead, it is earned through MPX staking. Users acquire MPX tokens and delegate them to a validator on the CrossFi Chain. New XFI tokens are minted with every block and distributed to these stakers as rewards. This Delegated Proof of Stake (DPoS) mechanism allows users to participate in the network's growth and earn rewards for securing the blockchain.
XFI offers several key utilities: it is used to pay gas fees on the EVM-compatible CrossFi Chain, facilitates payments at millions of merchants via the CrossFi Card, and serves as the settlement currency for card top-ups. Additionally, users can provide XFI to liquidity pools for rewards or use it as collateral to mint xUSD, the ecosystem’s native stablecoin. These functions bridge the gap between Web3 banking and everyday financial transactions.
XFI has a maximum supply capped at 378,432,000 tokens. Its emission follows a 20-year plan divided into five stages, with rewards decreasing every four years to manage inflation. To further support the ecosystem's health, XFI features a deflationary mechanism where a portion of the base transaction fees on the EVM-compatible layer is burned, permanently removing those tokens from circulation.
XFI is available for trading on major cryptocurrency exchanges, including LBank. The network's security is powered by the Tendermint BFT consensus mechanism and a Delegated Proof of Stake (DPoS) protocol. This architecture is designed for high performance, capable of processing a significant volume of transactions per second while remaining resistant to fraud through its modular, Cosmos-based core.
Convert CrossFi (XFI) into other assets
After purchasing CrossFi (XFI), you can trade it for fiat currencies or other cryptocurrencies. LBank offers over 200 CrossFi (XFI) trading pairs, making it easy to enter and exit the market.
