Dual Investment is a non-principal-protected structured product offered by LBank that allows users to earn attractive yields while setting a target price for future settlement of cryptocurrency assets. It enables users to implement “Buy Low” or “Sell High” strategies based on their market outlook, with the potential to acquire more crypto or stablecoin upon settlement.

Before subscribing, please ensure you have completed KYC Verification and have sufficient available balance in your account.

How-to Steps

Download and Log In to the LBank App

  1. Search for “LBank” in the App Store (iOS) or Google Play (Android) and download the latest version.

  2. Log in with your registered account;

  3. New users must first complete registration and KYC verification.

📌See details on「How to Download & Install LBank App?」.

Access「Dual Investment」

  1. After logging in, tap「Dual Investment」;

  2. Understanding Dual Investment Strategies:

    • Sell High (Deposit BTC/ETH): Set a target price higher than the current market price to potentially sell your crypto at a premium and receive more USDT at settlement.

    • Buy Low (Deposit USDT): Set a target price lower than the current market price to potentially acquire more BTC or ETH at a discount.

Confirm Sufficient Funds

Select Your Product

  1. On the Dual Investment page, choose the underlying asset (BTC or ETH);

  2. Select your strategy:「Buy Low」or「Sell High」.

  3. Filter products by investment cycle (All, 1 Day, 2 Days, 3 Days, 10 Days, 17 Days, etc.).

  4. Review available products based on「Target Price(strike price)」,「Annualized rate(APY)」, and 「Settlement Date」.

Top Up If Necessary

  1. If your available balance is insufficient, tap「+」to recharge;

  2. If you already hold cryptocurrency: you can either deposit it directly or transfer funds between your LBank accounts.

  3. If you have no cryptocurrency: you may use「One-Click Buy」or「P2P Trading」to acquire assets.

Submit Your Subscription Order

Set Order Parameters

  1. Confirm your selected strategy and「Product Type」;

  2. Enter the「Subscription Amount」(minimum 20 USDT equivalent).

  3. The system will display order cycle including「Subscription time」,「Expiry Time」and「Settlement Time」;

  4. Review the estimated settlement scenarios accordingly.

Review and Confirm

  1. Carefully read and agree to「LBank Dual Investment User Agreement」, tap「Subscribe」;

  2. Once successful, funds will be locked and the investment will take effect immediately.

View Your Orders

  1. After subscription, tap「View Order Details」or go to「Assets > Earn > Dual Investment」;

  2. Active positions are displayed under「Holding」; historical settlements can be found under 「Settled Orders」.

Settlement at Maturity

  1. At expiration, the system automatically settles the product:

    • If the reference price reaches or crosses the target price → conversion occurs (e.g., USDT converts to BTC for Buy Low).

    • If the target price is not reached → principal is returned in the original deposited asset plus earned interest.

  2. Proceeds (principal + yield) are automatically credited to your Spot Wallet.

Important Notes

  1. Asset Requirements: Sufficient balance of the deposited currency (USDT, BTC, or ETH) is required. Funds are locked during the investment period and cannot be redeemed early.

  2. Strike Price Setting: Choose a realistic target price based on thorough market analysis. Overly aggressive prices may reduce the likelihood of conversion.

  3. Fees: No subscription fees. Only standard network fees may apply during settlement (details shown on the product page).

Dual Investment is a non-principal-protected product. Cryptocurrency price volatility may result in opportunity cost, forced conversion, or changes in asset value. Past performance is not indicative of future results. Please fully understand the product mechanics, carefully read the terms, and only invest amounts you can afford to risk. LBank does not bear responsibility for any investment losses.

By using LBank’s Dual Investment via the App, users can flexibly capitalize on market opportunities. Beginners are recommended to start with small amounts to familiarize themselves with the mechanics before scaling up.