Just a 0.8% Fee
No Gimmicks!

Up to 10% cashback

8 Card Instant card image
Card Type
Virtual Card
Transaction Fee
0.8%
Card Issuance / Annual / Top-up Fees
No fees charged
Valid Scope
Online/Offline

LBank Card Exclusive Benefits

Maximum Cashback on Card Spending10%

Enjoy 0.8%–10% cashback on everyday spending—the more you spend, the more rewards you earn.

Maximum Commission for Inviting Friends30%

C-end commission up to 10%, B-end commission up to 30%; the more you invite, the more you earn.

Maximum USDT Earn Yield Boost300%

Enjoy up to 10% APR, plus a stackable yield boost of up to 300%.

Why Choose LBank Card?

LBank Card being used at a payment terminal

0.8% Fee

Just a 0.8% transaction fee, with no hidden fees.

LBank Card alongside coins earned from idle assets

Earn While You Spend

Idle USDT earns yield automatically—spend and earn at the same time.

Layered shields representing secure asset storage

Assets Stay Secure

Assets are stored in the LBank app, so losing your card does not affect the security of your funds.

LBank Card app used directly from a spot balance

Invite Friends, Earn Rewards

Invite friends to activate an LBank Card and share the rewards.

LBank CardEnjoy a variety of payment methods

Borderless spending, endless possibilities

Ready to spend freely?

Choose your LBank Card, use your digital assets for everyday spending, and enjoy every purchase.

FAQ

Still have questions? Contact our 24/7 customer service

What is the LBank Card?

LBank Card is a cryptocurrency payment card issued by LBank, providing users worldwide with a secure and convenient way to spend crypto. Users can fund the card with USDT and other supported cryptocurrencies and make payments at merchants that accept Visa. LBank Card also supports Apple Pay and Google Pay, making both online and offline payments easy.

Who can apply for the LBank Card?

Available to users outside prohibited countries. Prohibited countries: See the list

How to apply for the LBank Card?

After logging in to the LBank App, go to [LBank Card], enter your identity information, and complete the required security verification. Once your application is approved, your card can be issued. If the submitted application materials are complete and clear, card issuance can be completed in as little as 1 minute. If additional documents are required, please follow the on-screen instructions. Once the bank card is activated, it can be used for purchases immediately.

How to make purchases?

You can use the crypto balance in your LBank App Spot account directly for card payments. When you make a card payment, the system will automatically deduct the amount from your Spot balance. The card can be used for both online payments and offline POS purchases.

Per-transaction and daily spending limits are subject to your card tier and account status. You can view the specific limits and fee rates on the LBank Card page.

How to cancel or freeze a card?

After entering the card management page, you can freeze the card via [Card Management]. While the card is frozen, no card transactions can be made. If you want to use the card again, you can unfreeze it at any time from the same page. You can also choose to cancel the card. Once canceled, the card will become permanently invalid and you will need to apply for a new card. Neither freezing nor canceling the card will affect deposits to or withdrawals from your account balance.

What should I do if a transaction fails, a refund is issued, or an abnormal charge occurs?

A transaction may fail due to insufficient balance, merchant restrictions, abnormal card status, spending limits, regional restrictions, or risk control reviews. If an amount is temporarily held, it will either be deducted or released based on the merchant’s settlement result. If the merchant issues a refund, the funds will usually be returned via the original payment method. If you notice any unauthorized or abnormal transaction, freeze the card immediately and contact LBank Customer Support.